Terms of Use

Last updated: September 21, 2026

These Terms of Use ("Terms") govern your access to and use of websites, landing pages, funnels, forms, appointment scheduling pages, digital content, and other online services operated by Vanderwatt Solutions ("Vanderwatt Solutions," "we," "us," or "our") (collectively, the "Services"). By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with these Terms, do not use the Services.

1. Eligibility

You must be at least 18 years old to use the Services. By using the Services, you represent that you are at least 18 years of age and have the legal capacity to agree to these Terms.

2. Educational Information and No Professional Advice

Content made available through the Services is provided for general educational and informational purposes. It is not intended to constitute individualized financial, investment, securities, tax, accounting, or legal advice, and use of the Services does not by itself create an advisory, fiduciary, client, or other professional relationship.

Any recommendation or service that may later be provided will be subject to the applicable agreements, disclosures, licenses, affiliations, product requirements, and regulatory obligations. You should consult appropriately qualified professionals regarding your individual circumstances.

3. Retirement and Insurance Information

Illustrations, examples, case studies, income figures, projections, rates, product features, tax concepts, and other financial information presented through the Services are for educational or illustrative purposes unless expressly stated otherwise. Individual results and product availability vary based on circumstances, eligibility, product terms, market conditions, carrier requirements, and other factors.

Guarantees associated with insurance products are subject to the terms of the applicable contract and the claims-paying ability of the issuing insurance company. Past performance, examples, or hypothetical results do not guarantee future results.

4. Appointments and Information You Provide

The Services may allow you to request information, complete qualification forms, or schedule an appointment. You agree to provide information that is accurate and current to the best of your knowledge. Scheduling an appointment does not obligate you to purchase a product or service and does not guarantee that any particular product, strategy, or service is appropriate or available to you.

Do not submit passwords, Social Security numbers, full financial account numbers, or other highly sensitive credentials through general website or funnel forms unless specifically requested through an authorized secure process.

5. Accuracy and Availability of Information

We make reasonable efforts to provide useful and accurate information, but content may contain errors, omissions, or information that becomes outdated. We may correct, update, modify, or remove content at any time without prior notice.

We do not guarantee that the Services will always be available, uninterrupted, secure, or error-free. Access may be interrupted by maintenance, technical issues, third-party services, or circumstances beyond our control.

6. Communications

If you provide contact information and consent to receive communications, we may contact you regarding appointments, requested information, educational content, events, products, services, or marketing communications consistent with the consent you provided.

You may opt out of marketing text messages by replying STOP and may unsubscribe from marketing emails using the unsubscribe link included in the message. Transactional or service-related communications may still be sent when necessary to respond to your request or manage an appointment.

7. Third-Party Resources and Services

The Services may contain links to, integrations with, or content provided by third-party websites, platforms, carriers, service providers, or other resources. A link or integration does not necessarily constitute an endorsement. We do not control and are not responsible for the content, availability, privacy practices, terms, products, or services of third parties. Your use of third-party resources is subject to their own terms and policies.

8. Prohibited Uses

You may not use the Services for unlawful, fraudulent, abusive, harmful, or misleading purposes; violate applicable laws or regulations; infringe intellectual property or other rights; submit false or misleading information; transmit malicious code; attempt unauthorized access; interfere with the security or operation of the Services; scrape, crawl, or use automated means to access the Services in a manner not authorized by us; or use the Services in a way that harms Vanderwatt Solutions, other users, or third parties.

9. Intellectual Property

Unless otherwise indicated, the content, branding, text, graphics, designs, videos, downloads, and other materials made available through the Services are owned by or licensed to Vanderwatt Solutions and are protected by applicable intellectual property laws. These Terms do not transfer ownership of any intellectual property to you.

You may access and use the Services for lawful personal purposes. You may not reproduce, distribute, modify, sell, republish, or commercially exploit our protected content without prior written permission, except as permitted by law.

10. Disclaimer of Warranties

To the fullest extent permitted by law, the Services are provided on an "as is" and "as available" basis. Vanderwatt Solutions disclaims warranties, express or implied, concerning the Services, including warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, availability, or results, except where such warranties cannot legally be excluded.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Vanderwatt Solutions and its owners, affiliates, officers, employees, agents, service providers, and licensors will not be liable for indirect, incidental, special, punitive, exemplary, or consequential damages arising from or related to your use of, or inability to use, the Services.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

12. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Vanderwatt Solutions and its owners, affiliates, officers, employees, agents, service providers, and licensors from claims, liabilities, damages, losses, and reasonable costs arising from your unlawful use of the Services, your violation of these Terms, your infringement of third-party rights, or your willful misconduct.

13. Privacy

Your use of the Services is also subject to the Vanderwatt Solutions Privacy Policy, which describes how personal information may be collected, used, maintained, protected, and disclosed.

14. Severability

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in full force and effect.

15. Governing Law and Disputes

These Terms and disputes arising from or relating to them will be governed by the laws of the State of Ohio and applicable federal law, without regard to conflict-of-law principles. Subject to applicable law, legal proceedings relating to these Terms will be brought in a court of competent jurisdiction in Ohio.

16. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Updated Terms become effective when posted unless otherwise stated. Your continued use of the Services after updated Terms become effective constitutes acceptance of the revised Terms.

17. Contact Us

If you have questions, concerns, or complaints regarding these Terms, contact:

Vanderwatt Solutions
Email: contact@vanderwattsolutions

Note: These Terms are intended to reflect Vanderwatt Solutions' current online Services and should be reviewed as the business, affiliations, offerings, websites, or regulatory requirements change.